Generally, if your financial institution recovers the funds and returns them to the IRS, the IRS will send a paper refund check to your last known address on file with the IRS." However, the IRS does not give a timeframe for how long this process takes. Visit the IRS official website to learn more: https://www.irs.gov/faqs/irs-procedures/refund-inquiries/refund-inquiries-18
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