If the you have the Earned Income Credit or Additional Child Tax Credit - you should expect the end of February since the legislation passed requiring them to hold refunds does not include early release for test batches (however, these could be processed "earlier" than others, but refunds still have to be held by the IRS until 2/15). The 2/27 direct deposit "hit" date is estimated due to the holidays and I am thinking seems like a conservative estimate.
