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After you file
Unfortunately, once your e-filed return has been accepted or you already mailed it, it's too late to change your refund method or change bank information.
If you put the wrong account number on your refund, the bank will reject the direct deposit and send it back to the IRS. The IRS will then send you a paper check. It takes up to 2 weeks to receive the check in the mail.
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‎June 6, 2019
12:52 AM