After you file

If you entered a PMI deduction and it does not change your tax owed or refund or does not change your amended return, you may be ineligible for the deduction.  It is phased out at incomes higher than $54,500 (married filing separately) or $109,000 (all other filing status) -- it is also an itemized deduction and your total itemized deductions must be more than the standard deduction before you can benefit.