My wife was covered under my employer's plan from Jan 1 until August 31, so for 2/3 of the year we were on a family plan owned by me. On September 1, she will change to her employer's HDHP and will start her own HSA, which will only cover her. I will drop her from my employer's HDHP plan, so I will also transition to an individual HDHP. I stopped my HSA contributions in June, but I neglected to consider the employer match.
