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@Opus 17 

 

<< I would trust that either the sending plan or the receiving plan would figure out that sending money from a 401k for Jane Doe 556-77-8899 to an IRA for John Smith 123-88-9999 was not permitted and block any direct transfer.>>

 

one would think this couldn't occur but I thought I'd ask in case the receiving trustee screwed up....and that would change the recommendation on how to fix this.