Just making an example: my salary amount allows me to make Roth IRA contribution, so I make $3000 Roth IRA contribution today, by the end of year, I lost all money on Roth IRA. However, I make quite some money from individual brokerage account later this year, which make me unqualified for making roth IRA contrition for 2022.
What should I do if I have already made Roth IRA contribution and lost my money on Roth IRA account? While it turns out later this year that I am not qualified to make roth IRA contribution. And I don't have anything left to be removed from Roth IRA.
Thanks.
