@joker2u64-gmail- just be aware, there is really no financial benefit and in fact it's normally a financial cost to file MFS (separate) instead of MFJ (joint). 96% of married couples file joint and those last 4% either have marital difficulties or just don't understand. You lose a lot of tax benefits by filing Separate and the tax when adding the liabilities of the two spouses together is higher than if they just filed joint.
I have been unable to find an example where there is a financial benefit of filing MFS (Separate).
Just be aware...
