Most of my IRA funds are in one account, but there is a smaller amount in a separate account and I can only withdraw a certain amount from that account each year. I have already transferred the maximum amount from the smaller account into the larger account. When I contacted the smaller account about the required minimum distribution for this year, they suggested that the easiest way to do this would be to withdraw enough from my larger IRA account to cover the requirement for both accounts. They said to be sure to check with my tax person about how to report this on my taxes for 2022. I will be 72 years old in October of 2022.
