Arkansas does not require the same filing status as federal so you can file a joint federal income tax return and a separate Arkansas return.
A separate Arkansas return should save you money because only your income will be taxed.
Tennessee does not have a state income tax.
How do I prepare a joint federal return and separate state returns?
Couples filing separate can contribute to a Roth IRA. The income threshold for 2022 for single, head of household, or married filing separate filers who did not live with their spouse at any time during the year is $144,000 (the phaseout begins at $129,000). If you file joint, the income limit is $214,000 (the phaseout begins at $204,000).
Amount of Roth IRA Contributions That You Can Make for 2022
