@dmertz wrote:
....the belief during most of2021 was that annual RMDs would not be required, so it's not clear why this distribution in 2021 is being referred to as an RMD....
That was (is) one component of my confusion; if the 10-year rule applies then (annual) RMDs are basically irrelevant.
@dmertz wrote:
I didn't mean to imply that the trustee necessarily has discretion in determining the amount. I only meant it to imply that it's the responsibility of the trustee to tell the IRA custodian how much to distribute.
Understood.
