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Thank you so much for your quick response!!! I should have clarified... my husband and I have two different bank accounts ( I'm tend to overspend so he doesn't trust me. Lol ) so since my children get my ssd as ancillary payments that means me and my children will get the direct deposit for us in my account ( as long as we didn't make too much, are citizens, all the criteria met ) ?? Then my husband will get his mailed to him since he didn't put his account information in when he did his 2018 tax return? I can't convince him to put his account information in because he thinks they will have access to garnish if they have access to deposit.