Thanks for your reply. Code-W matches none of two options. I did not receive any check from the Long-term care insurance provider and Box 2a shows $0.00 proof that fact. TurboTax should provide the third option: you receive no money from the insurance company. Without the third option, I had to leave this 1099-R blank. However, IRS won't accept that and won't process my tax return. One starts to receive the real money from the long-term care insurance once one could not take care of oneself.
