Get your taxes done using TurboTax

I'm sorry for your loss.

The Advance Child Tax Credit and the Stimulus Payment are two separate things, they do not affect each other.

Whatever stimulus payment you got is your money to do with whatever you want.  If you received a stimulus for a dependent and you don't claim that dependent on your tax return, you don't have to repay it.  

If you got the Advance Child Tax Credit for a dependent, and you don't claim that dependent on your tax return, you do have to repay the credit unless you qualify for low income repayment protection.  Turbotax will calculate this for you.  I'm sorry you couldn't stop the checks, but if you knew you would not be entitled to the money, you should have saved it so you would have it now when you need it.

In turbotax, click on the Deductions and Credits page, and then select "Advance Payments, Child and other dependent tax credits" even if you don't have a dependent.  If you don't see the choice at first, you may have to click on "show me more options" or "let me choose what to work on."

Then click "continue" and you will see a screen where you can enter the advance credit you received.  Be aware that your IRS letter 6419 that is a reminder of the credit you received, might be split between you and your spouse.  In other words, the IRS might list $750 on each of your accounts instead of $1500 on one account.   Make sure you enter the entire amount of ACTC you received even if it was split.

Turbotax will calculate the amount you have to repay; it will be subtracted from your other refund or added to other taxes you may owe.