@dhuynh44
As I explained in your other thread on this same question...
There is no tax hit per se to do a recharacterization.
The total of all distributions goes in the A column, the taxable amount, if any goes in the B column
( a recharacterization is not a distribution; it is a reassignment of a contribution to a different type of account. )
You explain complex situation by attaching an explanation to your tax return.
TurboTax CD/download lets you explain and also e-File.
If you can't figure out what you did, how are you going to explain it to the IRS?
