Hello @DianeW777
I have a similar situation with excess where I've over contributed for the year 2021 (2 employers) by almost $800. I've notified both plan administrators (although late), I have not been able to get a return of excess from either them prior to tax deadline of April 15th for excess distributions.
The excess I wanted to remove is from my second employer and is a combination of pre-tax and ROTH 401k contributions.
I plan to report the excess as income for 2021 as you had suggested earlier in this thread but since it is a combination of both ROTH (which is already taxed), do I have to still include the full amount or just the pre-tax 401K contribution?
Also, you had mentioned after the April 15th deadline the amount needs to stay in the account until it is ready for distribution (retirement). Which employer plan will I be taxed from at that time of distribution?
Thanks in advance!!
