In a Roth IRA account, contributions come out first, then conversions, and the last will be the earnings.
Every conversion has its own five-year rule. I remember counting my own five-year holding period. I converted a regular IRA into Roth IRA at end of 2015, I was waiting for 2019 to come to an end so that I can take the money out without any penalty. But till this day, it is still there more than doubled in value.
It is different for contributions. If you set up the Roth IRA account more than 5 years ago, a contribution you made yesterday can come out without penalty tomorrow.
@Aquarius5
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