TurboTax had our tax this year subject to last month rule penalty from 2020. I don't think we should be subject to it. But there seems to be no way to remove that additional income and penalty. Am I missing something?
In 2020, my husband and I both had separate individual HDHP in January. In July, I left my job and jumped on his HDHP (which he changed to Family Plan). I prorated the contribution as follows:
Mine: $2070 : 7 months individual = (3550/12) x 7 months
His: $6,030 : 7 months individual = $2070 plus 5 months Family (7100/12) x 5 = $2958 +$1000 (55+ catch up)
Total for both of us combined: $8,100
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In 2021, we only have family HSA until June. From July, we went on Silver Plan.
My husband contributed $4,100 for 2021. I didn't contribute anything.
Thank you for yourhelp.
