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In your situation, TurboTax will submit the AGI to the IRS incorrectly and the IRS will reject your return. TT isn't acknowledging the error; they'll tell you to file a paper return. Frick that.

I do not work for FreeTaxUSA, but many on this forum discovered the TT "AGI bug" and painlessly made the switch to FT USA. Other programs may work, too. But don't go with HR Block; they have the same bug.