You could just not enter Box 20 code Z. Tell TT it is blank (i.e. no code Z, enter any other box 20 items).
It is only a $16 deduction (and perhaps only 20% of that) that might not even apply to you. "Bank Charges" do not seem to me to be QBI (qualified business income eligible for the so complex 20% pass-through deduction). But QBI is so complicated I could easily be mis-understanding something.
But the point it is it a deduction. You can skip it and the IRS won't care. Don't skip income, but a small and complicated deduction who cares. Even though the word "income" is in QBI that income is already in the other boxes (e.g. box 1). A portion of that income is QBI, which in some circumstances may be partially deductible.
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