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When you say that that the 2020 AGI not matching, but does match, is that based on your e-Filed or hard copy return matching.  There are a millions of hard copy 2020 returns that have not been processed, and as such, the IRS does not know your 2020 AGI to compare a 2021 e-File value.  Not sure if this is your issue, but if it is, then you have a lot of friends.  This is the basis for entering $0 for the AGI in the validation step that has worked for others.