Do you report interest from accounts that are under the limit?

Hello!

I have:

  1. A checking account that for 2021 didn't generate a 1099-INT. The bank said it was because it was under $10. 
  2. A brokerage account that generated a 1099-composite even though it was under $10. The bank said it is because the minimum to generate a 1099-composite is $0.01

In particular, this is how the bank explained it: "It is related to the account type itself. Bank accounts only get 1099-INT. The 1099-INT is only issued to clients that earned interest equal to or greater than $10 on an account per the IRS rules. The 1099 Composite is issued for investment accounts. Those are any amount that is $0.01 or more per the IRS rules. Two different accounts types, two different IRS rules."

 

My question is what to put in my tax return. Logic would tell me to report the interest from the brokerage account (which is over $0.01 and generated the pertinent document) but not from the checking account (which was under $10 and didn't generate a doc). Would that be appropriate? (In fact, TurboTax is very clear about "enter what you got from 1099-INT" so I could not be able to say that the checking interest is something I got from a 1099-INT).

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Thanks.