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Thanks, RaifH. I tried that and can now get the same interest deduction as that from merging two forms.

Btw, I copied below first three follow-up questions and marked the answers in red color.

 

Q1: Do either of these apply to this loan from [bank from first 1098]? - YES

- Original debt occurred before 12/15/2017 and debt amount has not increased since origination with any refinances. (home purchase before 12/15/2017 and no cash out refinanced)

- Home purchase started on or before 12/15/2017 with closing finalized before 04/01/2018 with no additional debt being taken on since 04/01/2018

Q2: When did you buy the home with the loan from [bank from second 1098]?
Purchase date of home: [origination date of original loan]

 

Q3: Do either of these apply to this loan from [bank from second 1098]? -YES

- Original debt occurred before 12/15/2017 and debt amount has not increased since origination with any refinances. (home purchase before 12/15/2017 and no cash out refinanced)

- Home purchase started on or before 12/15/2017 with closing finalized before 04/01/2018 with no additional debt being taken on since 04/01/2018