Your advice was so very helpful. I have completed my return and I have one more question:
Since I withdrew excess Roth contributions, made my own 1099-R and wrote a note in the "explanation" section of Turbo Tax that I am doing this to avoid an "amended" return, can I file online or does my return need to be mailed?
I ask because I have read some online posts that suggest tax returns with letters of explanation must be mailed.
Or is that only if I have a separate "hard-copy" letter that I created? Thank you for your reply
