In 2021 I made contributions to my Roth account $2925. In 2022 I've made $300 deposits for 2022. I've learned I cannot contribute to a Roth. I've instructed my financial advisor to put the $3225 back into our investment account.
I'm now putting $3225 into my wife's IRA as a non-deductible IRA contribution for 2021 from our investment account. When I fill out the TT form and when I say I made 2021 Roth contributions it asked if I recharacterized them, which I did but i put the funds in my wife's account, I'm saying No. But I'm pulling the funds out so unless I say something TT thinks I've made a 2021 Roth contribution, but i've reversed it.
Should I forgo the Roth contribution question and say I deposited $0 for 2021?
