> On the first screen, you need to pick one of the three. I answered as you see below.
My name is actually in the 1098 form and I am the only one in the mortgage term, so I should answer "None of the above". No question is asked for my husband in this case.
Also, my mortgage was initialized before 12/15/2017, so the $375k rule should not be applied to me. It takes effect for loans after 2018. However, the cap should be $500k for my case and my principal is more than that. I guess that means only partial of my mortgage interests is eligible and that caused the confusion of the software. I think the deduction should be more than $8196 (where only $375k principal count) and less than $12912 (where all $596k principal count).
