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@Bsch4477 for sure what I want is to complete her return properly, and according to law as I have done with my returns all my life. I want to teach my grandchildren good ethics.

My friends think I'm nuts to try to understand all this; they are happy just to answer the TurboTax questions without understanding the results.

And this one was difficult to comprehend, that the income of a parent who doesn't support my granddaughter would play a role in determining her tax liability. I still face the problem of getting that information from the parent. One parent or the other.

Thank you again.

Peter