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@DanaB27 That explains it. TurboTax asked if a payment was received for my other granddaughter who is not a dependent and I didn't understand why it didn't ask about the one who is a dependent. Now I see she is not eligible. Thank you.

The other granddaughter is an interesting case. She was being claimed as a dependent and the payment went to her parent. But then this granddaughter made so much money that she couldn't be a dependent when she is filing now. So not being a dependent TurboTax asked if she'd received a payment.

She hadn't; it went to her mother. But I told TurboTax she had received it or else the government would be paying it twice!

Thank you, Peter