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Further update. Read online from a Jan 2020 thread on similar topic that some people who were married had joint account selected by default.  Am assuming that given that I am filing as single, the joint account is not selected by default.  Would suggest that Turbo tax allow the joint account selection as an option when collecting information for Form 8938 similar to screenshot attached below.

 

Screenshot of Jan 2020  reply from Turbo Tax communityScreenshot of Jan 2020 reply from Turbo Tax community