Great answers posted already. Misleading for sure. In past years, we just printed off our "free" prepared state return and mailed it in, since there's no cost to do that. This year (for 2021 taxes), we went ahead and paid the $20 fee to have it electronically filed. Charging the $20 e-file fee to a credit card brings no extra charges by TurboTax. BUT if you want the e-file fee deducted from your expected refund, there is a hefty additional convenience charge from TurboTax!
