Super helpful, thank you! I have PDFs of every tax return I've ever filed along with supporting documentation. I did confirm I already claimed these debts (even though didn't receive a 1099-C until tax year 2021) along with the 982 and statement of insolvency. I wasn't insolvent in 2021 (don't know if that matters but I wouldn't think so since the forgiveness occurred in 2014).
Thanks again for the quick/helpful response!!
