Get your taxes done using TurboTax

Your bank sets the year to which ever year you told them you wanted it applied to.

If you did not say, it was the year you sent in the money.

If you want it non-deductible that is your choice but you have to tell the IRS.

 

You don't get a 1099-R for any contribution so don't enter any 1099-R amount as a contribution.