You didn’t report entire distribution as 2020 income, only 3rd of it. So if you’ve had entire tax amount withheld upfront (which I’m not sure how would you), you’d still get it back as a refund in for 2020 tax return since only 3rd is reported as part of the income that year. And forget about TT, use freetaxusa, took me 1.5hrs to input everything in and already received my refund.
