I have a question about what is considered repayment. So say you took the distribution in 2020 and you quit your job in 2020 and had no more taken out of your paycheck towards your 401K….to me that would be no repayment but if your job continued into 2021 and you continued to have a percentage of your pay taken out of your paycheck and put towards your 401K wouldn't that technically constitute some repayment? Like if I had nothing left in my 401k at the end of 2020 and now I have 14k just from what was deposited over the year 2021, would that be considered a 14K repayment; would I count it all as a repayment; would I count just the exact amount that came out of my paycheck; or would I count none of that, this would be very specific meaning that I would take a specific amount out of my bank and deposit it into my 401K. But that does not make any sense really since you make payments to your 401K from your paycheck….Can someone help me with this piece. Not sure what to do and would like to file tonight.
