Get your taxes done using TurboTax

You have two choices:

1. Take a Deduction if you itemize or it is lost if you do not itemize

2. take credit for what the tax paid would have been.  The credit was what I took for a client two years ago. They did not itemize.  I got the client a significant refund.  It was scrutinized but we sent additional data and they refunded the client and paid interest, too.