It depends on whether you are claimed as a dependent on their tax return or not.
If your parents will claim you as a dependent, just be sure to check the box to show that when you start your return. If you are a dependent, you don't have to report anything about the ACA insurance.
If you are not claimed as dependent, you will need to get a copy of the 1095-A showing your ACA insurance information. You don't need to report anything about the other health insurance.
If you are the only one shown on the 1095-A, you can report the figures as they are on the form.
If more than one person is listed in Part II, you will need to divide the figures in Part III by the number of people on the policy.
For example, if there are four people listed in Part II, you will divide each figure by 4 and enter it into the corresponding box in the tax program.
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