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Thank you for your reply. I am using a desktop version of Turbo Tax Premier 2021. 

 

When I go to Forms, my schedule D line 6 and 14 are both blank.

 

In my Capital Loss Carryover Worksheet, Line 8 (Short-term capital loss carryover for 2021) is blank.  Line 13 (Long-term capital loss carryover for 2021) is blank.

 

Under Wage&Income Tab, the Capital Loss Carryover Summary page shows that I have a loss from 2022, but  Capital Loss used in 2021 is $0. I have enough capital gain distribution that can use the  capital loss from 2020, but the software seems to tell me No. Why?