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@CarissaM,  I am using the desktop download.  However, yesterday, Rebecca at TT helped me over the phone.  I did not believe her when she asked me to try a simple solution:  Reboot my fiber optics internet modem/router - turn off for 2 minutes and turn on.  Everyone with a MacBook Pro running Catalina (and maybe other OS versions, too) + fiber optics internet to the home:  follow the on/off instructions - don't cheat on the timer, stay with 2 minutes or more - it worked for me.  

 

I went from top down in my trouble shooting because I knew more about programming, which was pointless. I do not know enough about hardware and data transmission, which is, apparently, the area of expertise that is needed.  I still don't understand why it worked, but it did.  Maybe something similar to clearing out the cache in a computer?  Rebecca deserves a raise and a reward for dealing with me.