Dawn C's input of Feb 3, 2022 at 4:26PM solved the problem for me. Unfortunately, the 2021 program has a bug in it that can be avoided if you pretend (as a workaround to bug) that you have kids and go through the line of questioning about Child Tax Credit. This is an oversight by the TT2021 programmers, but is easily overcome by taking the method Dawn C suggests. I thank Dawn C!!
TT/Intuit should really address this easily avoided confusion!
