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I actually have a follow up regarding my other son. The same income and student loan question applies and has been answered already, but he also is an RA at his college (because his tuition is higher than the 1st son). The school provides him free room and board and a payment towards his tuition in addition to a W-2 for his cash stipend as well. The question is can he count this ~$9K per semester in payments (or cost reductions) as support like the student loans? He is efffectively working (trust me he spends time doing the job), but he doesn't get a W-2 for the Room, Board & Tuition. He only gets a W-2 for the cash stipend ($750/semester).