Thank you,
I was just talking to Vanguard, and the rep recommended Recharacterizing, because:
1) The earnings are reportable, but not subject to the early withdrawal 10% pentalty
2) Though I'll pay taxes on the earnings, they'll be earmarked on From 8606 that I've paid taxes for the future
3) I could turn around and click 'convert,' and convert that money right back into the Roth
Thoughts? Also, this is my understanding, unless I'm missing something
