dmertz
Level 15

Get your taxes done using TurboTax

Codes 4 and B do not apply to Roth IRAs, only to designated Roth accounts in a qualified retirement plan like a 401(k).  The distribution from an inherited Roth IRA will have code T or code Q and will only be taxable if the distribution is a nonqualified distribution and includes earnings.  Earnings come out last.