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while TT kept telling me it couldnt save my return (to a thumb drive) it saved the files.  when it came time to efile - got the above error.  

[ANSWER] copied my TT file onto the hard drive; opened that file (had to enter all the efiling info again) and processed the return.  

both files show the same permissions, were never locked.  

attention: TT told me i need to upgrade MAC software to use it next year.  this old macbook cant go there so i'm scrambling to find a better solution.