one way to avoid federal penalties for not paying in enough taxes on a timely basis is for your 2022 withholding to be 90% of your 2022 tax or 100% of your 2021 tax (that 100% increases to 110% if your 2021 AGI is over $150K). so if you meet either exception there is no penalty for failure to pay in more taxes to cover the tax bill on capital gains. but here's a warning. some people can't seem to save. then comes tax time and they have trouble paying their taxes if their bill jumps. so if you're a spender it would be better to pay now then to have problems come 4/15/2023. if you're a saver, you should be okay but sometimes things do come up that can have a deleterious financial effect
