My mortgage was paid in full more than 15 years ago. I was able to look at my Wage and income transcripts from IRS for 2020 & 2021 and didn't see a 1099-C from Summit Mountain Financial for $1000. Since I also don't see them from my credit report, I can only assume this is some kind of phishing scam or tax write-off scam from them. In that case, I don't think I will report this questionable 1099-C from my return. I will just submit my return via Turbotax. I will follow up with a 14039 form (with a copy of this 1099-C) via mail. Does this sound like an ok plan?
