Hi Maglib,
Thanks for your lengthy reply. The 1099-C from Mountain Summit Financial does contain last 4 digit of my social security number. Does 1099-C suppose to show the whole social? or just the last 4 digits? I also found another person that received a 1099-C from them for no reason as well (https://dirtyscam.com/report/summit-mountain-financial/#comment-57509).
I do have access to IRS tax transcript online. But what am I looking for? By the way, I didn't file my return for 2021 yet
I did call IRS earlier today but couldn't get through the line.
I do not have any outstanding mortgage since many years ago.
Thanks again for your help!
