@MarilynG1 - But for the 1099 for the earnings, I'll have to amend my 2021 return unless I enter that now, right?
TurboTax Help seems to state (in the picture in my original post) that if I enter the total amount returned from Fidelity as both the Box 1 and Box 2a amount, code P in Box 7, and state it's a 2022 1099 then I should be able to submit everything now without a future amendment.
This also makes sense to me because reporting the whole amount as taxable would mean that I'd then pay taxes on my both contributions (which were deducted pre-tax) and the earnings in 2021 which aligns with the IRS guidance for 1099-Rs.
Is there something I'm overlooking?
