Hi,
I received a 1099-C form from Mountain Summit Financial regarding to $1000 loan under my name that was forgiving. Since I never apply a loan with them, I suspect someone has stolen my ID. However, when I looked at my latest credit report, I don't see any account with them. Since Mountain Summit Financial does not have many good reviews, I don't know if they are trying to pull a fast one on me or what.
IRS says do not file 1099-C as a result of ID Theft (top of page 3, https://www.irs.gov/pub/irs-prior/i1099ac--2021.pdf). So should I file a 14039 form (Identify Theft Affidavit) instead? Also can I do this with my regular tax return using turbotax? Thanks!
