You will answer "No" to the question if she is covered by a retirement plan at work since she didn't work in 2021 and this question applies only if you are working and have a retirement plan at work.
Please see IRA deduction limits for additional information.
For 2022 and 2021 the total contributions you make each year to all of your traditional IRAs and Roth IRAs can't be more than:
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
