Since my last comment I've been on the phone with so many people regarding my own issue - This is absolutely wrong per the IRS and TurboTax systems - if your bank rejected the deposit it gets rebounded to the bank that Turbotax uses to finance and process our Taxes. And if you do not call that bank to make sure they send the funds back they can hold it for an indefinite time without telling you and will either resolve the issue by issuing their own check (whats happened to me - I'm still waiting on my check) or they will bounce it back to the IRS. The IRS will have no insight regarding this and your bank will have no insight so don't make the mistake of getting pissed at them for this mishap. Turbotax will also not say a **bleep** thing unless you badger them or if you air it out publically here.
My bank is certainly the one who instigated my whole issue but Turbotax's lack of transparency and generalized answers has been full to the fire if not the one keeping it ablaze.
Food for thought for everyone going through similar issues
